Summary

NBT Bancorp Inc. (NBT Bancorp) is a financial services holding company based in the US. The company serves as the holding company of NBT Bank, N.A. (NBT Bank), NBT Financial Services, Inc. (NBT Financial), Hathaway Agency, Inc., CNBF Capital Trust I, NBT Statutory Trust I and NBT Statutory Trust II (the Trusts). Its principal business is providing commercial banking and financial services to its customers in its market area. Its deposit products are money market, negotiable order of withdrawal, savings, time, demand, interest-bearing and non-interest-bearing deposit accounts.

 NBT Bancorp Inc. - Financial Analysis Review is an in-depth business, financial analysis of NBT Bancorp Inc.. The report provides a comprehensive insight into the company, including business structure and operations, executive biographies and key competitors. The hallmark of the report is the detailed financial ratios of the company

Scope

- Provides key company information for business intelligence needs
The report contains critical company information – business structure and operations, the company history, major products and services, key competitors, key employees and executive biographies, different locations and important subsidiaries.
- The report provides detailed financial ratios for the past five years as well as interim ratios for the last four quarters.
- Financial ratios include profitability, margins and returns, liquidity and leverage, financial position and efficiency ratios.

Reasons to buy

- A quick “one-stop-shop” to understand the company.
- Enhance business/sales activities by understanding customers’ businesses better.
- Get detailed information and financial analysis on companies operating in your industry.
- Identify prospective partners and suppliers – with key data on their businesses and locations.
- Compare your company’s financial trends with those of your peers / competitors.
- Scout for potential acquisition targets, with detailed insight into the companies’ financial and operational performance.

2
List of Tables 2
List of Figures 2
NBT Bancorp Inc. - Key Facts 3
NBT Bancorp Inc. - Business Description 3
NBT Bancorp Inc. - Major Products and Services 4
NBT Bancorp Inc. - History 4
NBT Bancorp Inc. - Key Competitors 5
NBT Bancorp Inc. - Key Employees 5
NBT Bancorp Inc. - Key Employee Biographies 5
NBT Bancorp Inc. - Company Statement 6
NBT Bancorp Inc. - Locations And Subsidiaries 9
Head Office 9
Other Locations & Subsidiaries 9
NBT Bancorp Inc. - Financial Ratios 11
Financial Ratios - Capital Market Ratios 11
Financial Ratios - Annual Ratios 11
Financial Ratios - Interim Ratios 11
Financial Ratios - Ratio Charts 12
Appendix 13
Methodology 13
Ratio Definitions 13
About Global Markets Direct 16
Contact Us 16
Disclaimer 16

List of Tables
NBT Bancorp Inc., Key Facts 3
NBT Bancorp Inc., Major Products and Services 4
NBT Bancorp Inc., History 4
NBT Bancorp Inc., Key Employees 5
NBT Bancorp Inc., Key Employee Biographies 5
NBT Bancorp Inc., Other Locations 9
NBT Bancorp Inc., Subsidiaries 10
NBT Bancorp Inc., Ratios based on current share price 11
NBT Bancorp Inc., Annual Ratios 11
NBT Bancorp Inc., Interim Ratios 11

List of Figures
NBT Bancorp Inc., Performance Chart (2004 - 2008) 1
NBT Bancorp Inc., Ratio Charts 12"

Keywords
NBT Bancorp Inc.,Financial Ratios, Annual Ratios, Interim Ratios, Ratio Charts, Key Ratios, Share Data, Performance, Financial Performance, Overview, Business Description, Major Product, Brands, History, Key Employees, Strategy, Competitors, Company Statement,