Commercial Banking in the United Kingdom industry profile is an essential resource for top-level data and analysis covering the commercial banking industry. It includes detailed data on market size and segmentation, plus textual and graphical analysis of the key trends and competitive landscape, leading companies and demographic information.

Scope

• Contains an executive summary and data on value, volume and/or segmentation
• Provides textual analysis of the industry’s recent performance and future prospects
• Incorporates in-depth five forces competitive environment analysis and scorecards
• Includes a five-year forecast of the industry
• The leading companies are profiled with supporting key financial metrics
• Supported by the key macroeconomic and demographic data affecting the market

Highlights

• Detailed information is included on market size, measured by value and/or volume
• Five forces scorecards provide an accessible yet in depth view of the market’s competitive landscape

Why you should buy this report

• Spot future trends and developments
• Inform your business decisions
• Add weight to presentations and marketing materials
• Save time carrying out entry-level research

Market Definition

Commercial banks are defined as those banks whose business is derived primarily from commercial operations but which are also present in the retail banking and small and medium industry sectors. Commercial banks receive revenue from many sources including check writing, trust account management fees, investments, loans and mortgages, and commissions and fees for sundry banking services. The market values in this report refers to total assets held by banks as generated by their domestic operations at the end of any fiscal year, excludes the allowance for loan and lease losses and the allocated transfer risk reserve. Any currency conversions used in this report are at the constant annual average exchange rate.

Western Europe comprises Belgium, Denmark, France, Germany, Italy, Netherlands, Norway, Spain, Sweden, and the UK.

EXECUTIVE SUMMARY 3
CHAPTER 1 Market Overview 7
1.1 Market Definition 7
1.2 Research Highlights 7
1.3 Market Analysis 8
CHAPTER 2 Market Value 9
CHAPTER 3 Market Segmentation I 10
CHAPTER 4 Market Segmentation II 11
CHAPTER 5 Five Forces Analysis 12
5.1 Summary 12
5.2 Buyer Power 14
5.3 Supplier Power 16
5.4 New Entrants 17
5.5 Substitutes 19
5.6 Rivalry 20
CHAPTER 6 Leading Companies 22
6.1 Royal Bank of Scotland Group PLC 22
6.2 HSBC Holdings plc 26
6.3 Lloyds TSB Group plc 29
CHAPTER 7 Market Forecasts 31
7.1 Market Value Forecast 31
CHAPTER 8 Macroeconomic Indicators 32
CHAPTER 9 Appendix 34
9.1 Methodology 34
9.2 Industry Associations 35
9.3 Related Datamonitor Research 35

LIST OF TABLES
Table 1: United Kingdom Commercial Banking Industry Value: $ billion, 2004-2008 9
Table 2: United Kingdom Commercial Banking Industry Segmentation I: % Share, by Value, 2008 10
Table 3: United Kingdom Commercial Banking Industry Segmentation II: % Share, by Value, 2008 11
Table 4: Key Facts: Royal Bank of Scotland Group PLC 22
Table 5: Key Financials: Royal Bank of Scotland Group PLC 25
Table 6: Key Facts: HSBC Holdings plc 26
Table 7: Key Financials: HSBC Holdings plc 28
Table 8: Key Facts: Lloyds TSB Group plc 29
Table 9: Key Financials: Lloyds TSB Group plc 30
Table 10: United Kingdom Commercial Banking Industry Value Forecast: $ billion, 2008-2013 31
Table 11: United Kingdom Size of Population (million) , 2004-2008 32
Table 12: United Kingdom GDP (Constant 2000 Prices, $ billion), 2004-2008 32
Table 13: United Kingdom Inflation, 2004-2008 32
Table 14: United Kingdom Exchange Rate, 2004-2008 33